Medical insurance for travel

I previously complained about the bundling of pet insurance: for our cat I would like some high-deductible insurance for expensive veterinary issues such as emergency treatment or chronic conditions but I do not want to pay for other inclusions such as a reward for if our cat is lost or stolen. I feel similarly about travel insurance: while I want coverage for catastrophic medical incidents when I visit the US I do not care about having my insurance pay out for lost baggage or delayed flights or suchlike: those risks I can bear myself. I suppose that travel to France and Germany might become an issue too if my European Health Insurance Card becomes useless next year.

I have used Expatriate Healthcare who at least allow enough policy unbundling that I am paying for medical coverage only. Still, the coverage is perhaps rather more than I need: it does not take account of that I have no preexisting medical conditions and am not traveling to anywhere very exciting. Therefore I wonder if there are other providers whom I should consider; I do not mind a high deductible. Shopping around for medical-only travel insurance is a pain. A further bundling complication is travel insurance is sometimes thrown in cheaply with other services that perhaps I should consider: credit cards or whatever.

Also I am curious about more general insurance providers who are unusually willing to offer policies à la carte. Generally I have been happy with NFU Mutual for most of our insurance, not that I have ever tested them with a claim, but for some matters they do seem typical in offering only a few fixed bundles that do not correspond to what I want covered.

Restraining audio player smartphone apps

Since adopting a cellphone with Android Nougat I have been wrestling somewhat with audio player apps. Admittedly, I think with Marshmallow I was using some file manager to play audio. My issue is that I want to see a list of songs, choose one, have it play, then have nothing further happen until asked. Whether through fat fingers or experimenting with unintuitive gestures or what, I would often inadvertently get the app into a state in which it would then play another song automatically with no obvious way to revert to an empty queue.

Perhaps rather like the go-via-episodes trick to which emperor introduced me for BBC iPlayer, I have now found the clear queue option in both the relevant apps I seem to have, being Google Play and Phonograph. The similar trick is to first have a playing song fill the screen then one can pop up a menu with that option.