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Dithering over real estate
Mar. 30th, 2018 10:10 amWe rent our house. It is ( reasonable. )
We could, for example, buy a £190k upper maisonette in the center of Perth. We would gain more living space and our monthly payments would then be going to our own equity rather than another's. ( Our daily travel would change. )
We once bought a house in rural Ohio. I much liked it. ( We then had to move house which was costly so I have already been burned once. )
Intuitively I would much prefer a detached house. ( I don't want the complication of close neighbors. )
Another complication is that ( the house we need now is not the one I want to stay in. )
So, even if it makes practical sense to buy the maisonette, I have emotional resistance to buying a family home at all given how disastrously it went last time, also to buying one somewhere I don't even want to be long-term. My current existence is not too bad and perhaps I ought to favor the devil I know.
I wonder if instead the cash that I could have put down for a house could still be made to work for me in some other way. ( Perhaps I could use it better so I don't want to rush to commit it. )
We could, for example, buy a £190k upper maisonette in the center of Perth. We would gain more living space and our monthly payments would then be going to our own equity rather than another's. ( Our daily travel would change. )
We once bought a house in rural Ohio. I much liked it. ( We then had to move house which was costly so I have already been burned once. )
Intuitively I would much prefer a detached house. ( I don't want the complication of close neighbors. )
Another complication is that ( the house we need now is not the one I want to stay in. )
So, even if it makes practical sense to buy the maisonette, I have emotional resistance to buying a family home at all given how disastrously it went last time, also to buying one somewhere I don't even want to be long-term. My current existence is not too bad and perhaps I ought to favor the devil I know.
I wonder if instead the cash that I could have put down for a house could still be made to work for me in some other way. ( Perhaps I could use it better so I don't want to rush to commit it. )
