2018-03-30

mtbc: maze L (green-white)
2018-03-30 10:10 am

Dithering over real estate

We rent our house. It is reasonable. )

We could, for example, buy a £190k upper maisonette in the center of Perth. We would gain more living space and our monthly payments would then be going to our own equity rather than another's. Our daily travel would change. )

We once bought a house in rural Ohio. I much liked it. We then had to move house which was costly so I have already been burned once. )

Intuitively I would much prefer a detached house. I don't want the complication of close neighbors. )

Another complication is that the house we need now is not the one I want to stay in. )

So, even if it makes practical sense to buy the maisonette, I have emotional resistance to buying a family home at all given how disastrously it went last time, also to buying one somewhere I don't even want to be long-term. My current existence is not too bad and perhaps I ought to favor the devil I know.

I wonder if instead the cash that I could have put down for a house could still be made to work for me in some other way. Perhaps I could use it better so I don't want to rush to commit it. )