Ha. Capital disappears quickly indeed when one lives off it! (Though I suppose you already had the opportunity to notice.) Though under various unfortunate circumstances the Universities Superannuation Scheme I now pay into seems relatively generous: e.g.,

If you die whilst paying in to the scheme … your spouse or partner can receive … 50% of the pension you would have received had you been able to continue in the scheme until age 65 over a maximum period of 40 years … ignoring the salary threshold.